APTIC LIMITED

Aptic Credit

|
Aptic Credit

Tailored Financial Solutions for Your Success.

At Aptic, we understand the complexities of local and international trade. Our Trade Finance products are designed to provide the financial support and assurances you need to engage confidently in commercial transactions, secure contracts, and manage risks effectively. Whether you’re a supplier, contractor, or procuring entity, our solutions help you navigate the financial landscape with ease.

Our products

Aptic Credit Products

Cheque Discounting Product

Aptic Salary Loan Product

Aptic Overdraft Product

Insurance Premium Financing

Project Financing Product

Makao Bora Loan

Asset Finance Product

Imarisha Business Loan (Non-Secured Business Loan)

Development Loan Product

Biashara Loans Product

Why chose us

Customized Solutions

We provide financial products tailored to your specific needs, ensuring you have the right support to achieve your goals.

Fast and Flexible Financing

Our efficient processes and flexible terms mean you get quick access to funds when you need them most.

Expert Guidance

Benefit from personalized support and industry-specific insights from our dedicated team of financial experts.

Secure & Sustainable Financing

We prioritize thorough risk management to provide you with secure, sustainable financing solutions you can trust.

solutions for your business

Supercharge your Business.

Project Financing

Empowering Your Ambitious Projects with Tailored Financing.

Guarantee Financing

Secure Your Contracts and Build Confidence with Our Guarantee Solutions.

frequently asked questions

Quick answers to questions you may have.

We offer a range of financial solutions, including Capital Financing for working capital needs, Guarantee Financing for securing contracts, Project Financing for large-scale projects, and Employee Solutions to support your workforce.
Our team of financial experts will work with you to understand your business needs and recommend the best financing options. We tailor our solutions to align with your specific goals and industry requirements.
We support businesses across various sectors, including healthcare, education, construction, manufacturing, and more. Our sector-specific expertise allows us to provide customized financial solutions.
We prioritize fast approvals and quick disbursement of funds. Once your application is approved and necessary documentation is provided, you can expect to receive funding promptly to meet your business needs.

Eligibility varies by product but generally includes established businesses with at least 12 months of financial statements, a solid cash flow, and acceptable collateral (if required). For Employee Solutions, permanent employment and salary stability are key criteria.

Yes, for smaller amounts and based on cash flow stability, we offer unsecured loans with minimal collateral requirements. This is particularly applicable for our Capital Financing and Employee Solutions products.
We conduct thorough risk assessments, including financial analysis and sector-specific evaluations. Our risk management strategies include credit insurance, milestone-based disbursements, and requiring personal or director guarantees when appropriate.
You can apply by contacting us through our website, calling our customer service, or visiting one of our branches. Our team will guide you through the application process, helping you gather the necessary documentation and information.

Can’t find what you’re looking for?